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Your verifiable income must support your ability to repay your loan.
Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Applications are subject to additional terms and conditions.
Upgrade requires a minimum credit score of 620, and some borrowers with high debt-to-income ratios may qualify.
Borrower subject to a loan origination fee, which is deducted from the loan proceeds.
Refer to full borrower agreement for all terms, conditions and requirements.
The actual rate and loan amount that a customer qualifies for may vary based on credit determination and other factors.
Upon submitting a loan application, you may be asked to provide additional documents to enable us to verify your income, assets, and financial condition.Debt consolidation is the process of combining multiple debts — such as credit cards, medical bills and payday loans — into one debt with a fixed monthly payment.Consolidating debt with a personal loan works best if the rate on the loan is lower than the combined interest rate on your existing debt.Disclaimer: This is not a commitment to lend from Discover Personal Loans.Your approval for a loan is determined once you apply and is based on your application information and credit history.
At Nerd Wallet, we strive to help you make financial decisions with confidence. If you’re like many Americans with rising credit card balances, you may be looking for ways to get your debt under control.