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Once you've paid using a credit card, the card provider and retailer are locked into a legally binding contract, so if the retailer can't or won't refund you, you can raise the dispute with your card provider.

You won't be covered under Section 75 if you used a debit card or spent less than £100 on a credit card, but you could try to claim your money back under the chargeback scheme.

Since stolen data often includes both your email address and password, fraudsters who get hold of it may try and use it to hack into other accounts of yours.

To fully protect yourself, use different passwords for all your online accounts and store them in a password manager, or see password help for full info.

Letters from scammer Elmira Zhatykova in Almaty (Kazakhstan) Karaganda (Kazakhstan) to Sanjay (India) Letters from scammer Rita Wilson in Kumasi (Ghana) Lagos (Nigeria) Accra (Ghana) to Kev (USA) Letters from scammer Eileen Mccain in Accra (Ghana) to Buzz (USA) Letters from scammer Ludmila Arkadevna Streltsove in Miass (Russia) Chelyabinsk (Russia) to Barry (USA) Letters from scammer Ludmila in Lugansk (Ukraine) to Eddy (USA) kendra lopez, 28 y.o., U. Our extensive database lists known scammers together with corroborating evidence like correspondence, photos, countries of known operation and documentation commonly used by these international thieves.

Maybe that dream girl you've been talking to for the past couple of weeks seems a little too good to be true?Have you ever heard of the email from a Nigerian prince wanting you to share his fortune?The person stranded overseas needing £1,000 to get home which they'll pay straight back?The first thing to do is change your password on the relevant site immediately (companies often do this as soon as they discover there's been a breach anyway).However, if you've used the same password on other sites, it's important you reset it on those accounts too.

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